Gold Loan Background

Gold Loan - Unlock the Value of Your Gold

Get instant loans against your gold jewelry at the best interest rates. Quick processing, minimal documentation, and complete safety guaranteed.

Why Choose Our Gold Loan?

Get the best value for your gold with our transparent and customer-friendly loan process

Instant Disbursement

Get your loan amount within 30 minutes of gold valuation

Low Interest Rates

Starting from x.xx% per month (xx.xx% per annum)

100% Safe & Secure

BIS-approved vault and 100% gold value insurance coverage

Flexible Tenure

Choose repayment tenure up-to 12 months

Gold Loan Details

Product Overview

Loan Tenure

  • Up-to 12 Months
  • Easy renewal facility available

Process

Fresh loan:
  • Walk into any branch
  • Quick KYC & document verification
  • Accurate gold checking and valuation
  • Instant loan transfer to your bank
  • Your gold stays fully insured in a BIS-approved high-security vault.
Balance Transfer / Takeover:
  • Our DSA partners close your existing loan
  • Release your gold after document verification
  • Transfer it to Flat White Capital at a lower interest rate & extra fund

Repayment Options

Bullet Repayment

Pay entire principal + interest at the end of tenure

Interest-Only EMI

Pay only interest monthly, principal at maturity with renewal facility

Part Release

Pay a little, get your gold back

Part Payment

Make partial payments anytime without penalties

Other Gold Loan Offerings

Explore our range of specialized gold loan offerings designed to meet your specific needs

Gold Loan Balance Transfer

Transfer your existing gold loan from another lender and enjoy lower interest rates, better terms, and additional loan amount if needed.

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Gold Loan Top-Up

Already have a gold loan with us? Get additional funds on the same pledged gold without any hassle. Quick approval and instant disbursement.

Gold Loan Calculator

Find out how much loan you can get against your gold jewelry.
Adjust the weight and purity to see instant results.

Gold Weight (grams): 50
Gold Purity
Rate per Gram:5,600
Max Loan Amount:210,000
Monthly Interest (Est.):2,100
30 Minutes
Processing Time
Up to 12 Months
Loan Tenure
PAN Card, Aadhaar etc.
Documentation

Find Your Nearest Branch

Visit any of our 75+ branches across India for instant gold loan processing

Dilsukh Nagar

FF-4, H.NO. 13-8-110, Road No. 2, Gautham Nagar, Dilsukh Nagar, Hyderabad-500060

Hyderabad, Telangana

Mon-Sat: 9:00 AM - 6:00 PM

Miyapur

Shop G9B Sai Ranga bhaskar Residency Miyapur Hyderabad

Hyderabad, Telangana

Mon-Sat: 9:00 AM - 6:00 PM

Frequently Asked Questions